PART D and ME
Or
There’s Something Rotten in the State of California
I’m a senior with Part D Medicare prescription insurance. This year, my premium has risen by 82% and benefits have gone down by – only God knows how much and, except to George, He or She isn’t talking. Since I take a lot of drugs, I originally chose the most expensive plan that paid for generics in the “doughnut hole”. For those of you under 65, the Part D plans have three periods during the year. The first, or regular zone, has all drugs covered at reasonably good prices. After a certain plateau, there are no co-payments in the “doughnut hole”. After another plateau, the catastrophic zone is entered and co-pays drop to a minimum. In May, I picked up my monthly supply of drugs and was surprised to learn that it cost over